Check your homeowners insurance policy
Coverage for sewer line damage varies widely by insurer and by the cause of the failure, so it's worth a call to your agent before assuming it isn't covered
A plain-language look at what sewer repair costs and how 12-month same-as-cash financing can help you spread out the expense.

A sewer line problem rarely shows up on a convenient timeline. A backup, a soggy patch of yard, or a camera inspection that finds a collapsed section of clay pipe usually means a repair decision has to happen fast, and it's not a cost most homeowners have budgeted for. Unlike a water heater or an HVAC unit, sewer and drain lines are underground and out of sight, so there's rarely a warning period to plan around. Understanding the price range for different repair methods, and knowing that financing is available, can make that decision a lot less stressful.
| Repair Method | Typical Price Range | What Affects the Final Cost |
|---|---|---|
| CIPP Pipe Lining (4-inch pipe) | $75–$200 per ft | Pipe length, access points, condition of the existing line |
| CIPP Pipe Lining (6-inch pipe) | $100–$300 per ft | Pipe length, access points, condition of the existing line |
| Epoxy Pipe Coating (4–6 inch pipe) | $125–$175 per ft | Pipe diameter, extent of corrosion or scale |
| Pipe Descaling | Starting at $10 per ft once accessible | Access complexity — sheetrock or concrete access can add to total cost |
| Sewer Line Excavation | Starting at $60 per ft | Depth, length, and site conditions |
| Water Line Excavation | Starting at $15 per ft | Depth, length, and site conditions |
| Hydro Jetting | Starting at $375 for the first hour | Severity of the clog or buildup |
| Drain Cleaning | Quote required | Line condition and scope, confirmed by camera inspection |
| Sewer Camera Inspection | Starting at $250 standalone (free when bundled with any drain line cleaning) | N/A |
Sewer and drain repair pricing depends heavily on which method fits the problem. Trenchless options like CIPP (cured-in-place pipe) lining and epoxy coating are priced per linear foot and often cost less overall than traditional excavation once you factor in landscaping, driveway, or hardscape restoration. Traditional excavation is priced per linear foot as well, but total cost depends on depth, length, and site access. Every service below includes a free estimate, and you'll receive a firm quote before any work begins — none of these figures are final until a technician has assessed the specific problem.
Two line items are worth planning for separately: an emergency or after-hours service call adds a flat $125 surcharge, and any permit pulled for the job (common on excavation work) adds $150 per permit. If you're not sure which repair method applies to your situation, a camera inspection is the starting point most homeowners need before pricing gets specific.
TDS Trenchless offers financing through Regions Bank on a 12-month same-as-cash basis. That structure is designed to let a larger repair — a full CIPP lining job or an excavation repair, for example — get handled on your timeline rather than waiting until the full amount is saved up.
Because financing terms, credit approval criteria, and application steps are set by Regions Bank rather than by TDS Trenchless directly, the specifics of eligibility and the application process are best confirmed at the time you request your estimate. Tell us you are interested in financing when you call, and we will confirm how it applies to your specific repair.
The right way to think about financing is alongside the repair method itself, not as a separate decision. CIPP lining and epoxy coating are trenchless methods that avoid the cost of digging up and restoring a yard, driveway, or foundation area, which is often what makes traditional excavation the more expensive option even though its per-foot price can look comparable. CIPP pipe repairs carry a 10-year workmanship warranty, epoxy pipe coating carries a 10-year workmanship warranty, and traditional excavation repairs carry a 1-year workmanship warranty — all backed by TDS Trenchless directly. Beyond the workmanship warranty period, the expected service life of a CIPP liner itself depends on the liner material and installation conditions. A technician can walk through which method applies to your specific pipe condition during your free estimate, so the financing decision is made with real numbers rather than guesswork.
Financing isn't the only lever available. A few other factors are worth checking before the work starts:
Coverage for sewer line damage varies widely by insurer and by the cause of the failure, so it's worth a call to your agent before assuming it isn't covered
The inspection is free when paired with any drain line cleaning service, which can help confirm the scope of a repair before you commit to a method
At $150 per permit, this is a predictable add-on for excavation work that's easy to plan for once you know it applies
The $125 flat fee only applies to after-hours or emergency calls, so a non-urgent repair scheduled during standard hours can avoid it
Every repair starts the same way: a free, no-obligation estimate. A technician assesses the pipe (often starting with a camera inspection), recommends the method that fits the damage, and provides a firm quote before any work begins. If the total makes financing worth exploring, that's the point to ask about the Regions Bank same-as-cash option so it's factored into your decision from the start rather than added on afterward.
Start with a camera inspection — free with any drain line cleaning — so the quote you get is based on what is actually in your pipe.
Every job starts with a free estimate. Licensed in Georgia and South Carolina.